To Fuel Your
Businesses Growth
Empowering Businesses in South Africa with Working Capital
to Conquer International Trade.
Established in 2014, Micor, a division of Super Group Trading (Pty) Ltd t/a SG Trade Finance, has carved a reputation for excellence in the dynamic world of trade finance. With a decade of experience and a commitment to innovation, we empower businesses of all sizes to navigate the complexities of international trade (import and export). We are the driving force behind countless success stories across diverse industries, and we’re here to help your business thrive too.
Trade Finance Solutions for Every Stage
of Your Business Journey
Whether you’re a seasoned exporter navigating complex international transactions or a budding entrepreneur venturing into the global marketplace for the first time, we have the resources to accelerate your growth. We offer a comprehensive suite of trade finance products, including trade credit financing, trade finance loans, and structured trade, designed to address your specific needs at every stage of your development:
For New Entrants
For New Entrants
Our solutions can help mitigate risks associated with unfamiliar suppliers and markets. We can also help you improve cash flow by financing imports, allowing you to invest in inventory and marketing efforts to establish a foothold in the global market. Additionally, by leveraging our trade finance solutions, you can negotiate more favourable payment terms with suppliers, giving you a competitive edge as you enter the global marketplace.
For Growing Businesses
For Growing Businesses
As your business expands and your trade volume increases, your trade finance needs will evolve. We will help you manage this growth effectively. Our financing options can help you secure funding for larger transactions, facilitating the import of raw materials and finished goods necessary to meet growing demand. Additionally, we can help you optimise your working capital by streamlining your trade finance processes, freeing up valuable resources for further investment in your business.
For Established Businesses
For Established Businesses
Explore new markets with minimal upfront investment, mitigating the financial risks associated with entering unfamiliar territories. Our solutions can also help you negotiate more favourable payment terms with established suppliers, leading to improved profit margins. Furthermore, we can assist you in managing seasonal fluctuations in demand, ensuring a steady cash flow and uninterrupted operations throughout the year, potentially through solutions like spot payments or forward exchange contracts.
Our Trade Finance Products
We offer a diverse range of trade financing structures to cater to your specific requirements.
Here’s a closer look at some of our financial strategies for import & export:
Foreign Payment Financing:
Access the necessary funding to facilitate timely payments to international suppliers. This ensures smooth import transactions and avoids potential delays or penalties associated with late payments. Prompt payments can also strengthen your supplier relationships and potentially lead to better pricing or early payment discounts.
Local Payment Financing:
Optimise your domestic supply chain by financing local payments to suppliers. This improves cash flow management by allowing you to extend payment terms without impacting your supplier relationships. This can be particularly beneficial for businesses with a high volume of domestic transactions, freeing up capital for other strategic investments.
Trade Finance Guarantees
Enhance your credibility and secure transactions with third-party guarantees. These guarantees provide your business partners with added confidence in your operations, facilitating the execution of larger or more complex transactions. This can be especially helpful when entering new markets or dealing with unfamiliar suppliers.
Forward Exchange Cover:
For businesses that deal internationally, currency fluctuations can wreak havoc on your bottom line. Forward exchange cover is a risk management tool that helps you lock in an exchange rate today for a future transaction. This way, you’re protected from unexpected movements in the foreign exchange market, ensuring a predictable cost for your international payments and receipts. With forward exchange cover, you can focus on your business goals, not the daily gyrations of the currency markets.
Spot Payments:
Access immediate funding for time-sensitive purchases. This allows you to seize fleeting opportunities in the global marketplace, such as purchasing limited-edition goods or securing bulk discounts offered by suppliers for prompt payment. Spot payments can give you a competitive edge by allowing you to react quickly to market fluctuations and secure the best possible deals.
Forward Exchange Contracts:
Lock in exchange rates and protect your business from currency fluctuations. This ensures predictable costs for imported goods and eliminates the risk of unexpected losses due to unfavourable exchange rate movements. Forward exchange contracts provide peace of mind and allow you to focus on core business activities without worrying about currency volatility.
The Benefits of Trade Finance
Don’t let cash flow limitations hinder your global ambitions. Trade finance empowers businesses
of all sizes to navigate international trade and achieve their growth goals.
Fueling Rapid Expansion
Secure funding for additional inventory and seize new opportunities.
Responding to Market Shifts
Mitigate the impact of inflation and ensure a steady flow of goods.
Expanding Product Offerings
Import new materials or finished goods to meet evolving customer preferences.
Unlocking Working Capital
Free up your credit lines for ongoing operations and future endeavours.
Weathering Seasonal Swings
Bridge the gap between peak and off-peak periods to maintain operations year-round.
Seizing Opportunistic Deals
Capitalise on limited-time discounts for bulk purchases.
Maximizing Supplier Discounts
Take advantage of early payment discounts and improve profitability.
Negotiating Favorable Pricing
Secure bulk order discounts with suppliers and reduce costs.
Maintaining Healthy Margins
Consolidate shipments and secure better shipping rates.
Maintaining Healthy Margins
Eliminate the need for settlement discounts and preserve profit margins.
Diversifying Funding Sources
Access an additional layer of funding beyond traditional banking lines.
Contact SG Trade Finance Today
Don’t let limited cash flow or complex trade procedures hinder your international trade aspirations. Contact us today and discover how our trade finance credit can empower your business to achieve its full potential. We look forward to partnering with you on your journey to global success.